All your accounts together, in one glance
Review all of your depository, liability, loans, and manual transactions in one view. See what your partner shares to you, and vice-versa.
A premium finance command center for two. For free.
Chip In brings connected accounts, selective sharing, recurring bills, settlements, reports, notifications, reports, and AI insights into one polished web and mobile experience.
Built for couples and shared households Web dashboard for deeper planning
Mobile app for everyday expense capture
Advanced AI available as an upgrade
Couples Finance
Plan together, share selectively, and settle up with less stress.
Connected
Sync institution accounts and review financial activity from one shared workspace.
Selective
Keep personal spending private and share only the transactions that belong together.
Predictive
Plan around bills, income, recurring charges, and cash flow before payday arrives.
Intelligent
Ask grounded questions about your household finances and export useful answers.
See the household picture without giving up personal control.
Chip In separates personal activity from shared responsibility. Review accounts, search transactions, manage notifications, and decide what should be visible to your partner.
Institution overview
Understand linked accounts, balances, and sync status at a glance.
Partner sharing
Choose which transactions become part of your shared financial story.
Planning that feels practical
Turn spending history into forward-looking decisions.
Use reporting, recurring transaction detection, cash-flow views, and payday projections to make shared money conversations calmer and more specific.
Upcoming bills and income
Know what is coming next before a shared balance or payday becomes stressful.
Category clarity
Spot patterns across groceries, bills, restaurants, subscriptions, and shared goals.
Reports
Turn money movement into a clear picture.
Chip In reports help couples see income, spending, savings rate, and cash flow in one visual workspace. Move from scattered transactions to patterns you can explain, compare, and act on together.
- Compare income, expenses, savings, and category movement over time.
- Use charts to spot where money flows before it becomes a surprise.
- Filter reports when you need a deeper view for planning or check-ins.
Chip In Intelligence
Ask smarter questions about the money you already spend.
Chip In Intelligence helps turn connected transactions, recurring patterns, and household context into answers that are practical enough to use.
- Summarize spending shifts and category changes.
- Prepare exportable insights for money check-ins.
- Stay grounded in actual Chip In data, not generic finance advice.
Mobile companion
Use the web app for strategy and the mobile app for the moment.
Capture expenses, review transactions, and keep shared spending moving from your phone while the web app gives you a bigger view for planning.
Two people. One smarter money system.
Start with the mobile app, then use Chip In on the web for deeper planning, reporting, sharing, and AI insights.