Connected accounts and clean transaction review
Bring synced and manual activity into one timeline, then search, review, and classify transactions before they become shared expenses.
Everything couples need to manage shared spending.
Chip In brings account syncing, transaction review, recurring bills, partner collaboration, settlement tracking, reporting, and AI into one connected workflow.
Feature-rich, not complicated See the couples workflow
New: Accounts Command Center
See every account, balance, trend, and category in one calm view.
The Accounts workspace turns connected banks, credit cards, liabilities, and manual accounts into a clear financial cockpit for couples. Track net worth, monitor balance changes, and understand what is moving your money without jumping between apps.
Designed for fast check-ins and deeper reviews, it brings together account totals, Plaid sync status, historical performance, account-level activity, and category breakdowns so both partners can talk from the same source of truth.
Net worth performance
Watch assets, liabilities, and manual transactions trend over time with a date range built for weekly, monthly, or yearly reviews.
Account rollups
Depository, liability, and manual totals sit front and center with color-coded change indicators.
Money breakdowns
See category mix by totals or percent, including transaction counts for each spending category.
Institution details
Group accounts by bank, show available balances and limits, and spot stale or missing history at a glance.
- Toggle manual transactions in and out of net worth analysis.
- Compare current balances, available cash, credit limits, and period changes.
- Use the summary panel to turn long account lists into practical insights.
Recurring bills, income, and subscriptions
Track repeat activity and understand upcoming money movement so bills, subscriptions, and paydays do not feel like surprises.
Payday and cash-flow planning
See what is due before payday, what income is expected next, and how the next month may unfold.
Settlements that stay accountable
Track who paid, who owes, how the expense was settled, and keep a clean record when shared payments need to be revisited.
A complete workflow
From account connection to shared clarity.
Each part of Chip In is designed to support a real couple workflow, not just a ledger.
Step 1
Connect and monitor accounts
Use institution overview and account update tools to keep connected finance data current.
Step 2
Review transactions
Search and filter activity so both everyday purchases and edge cases are easy to find.
Step 3
Share with intent
Decide which expenses to share and split them by income or a custom percentage. Pay easily with Venmo or Cash App.
Step 4
Settle fairly
Keep the payment trail visible and reversible when plans change.
Step 5
Plan what is next
Use recurring details, upcoming expenses, and income views to prepare before money moves.
Step 6
Ask better questions
Use Chip In Intelligence to summarize, compare, explain, and export financial insights.
Reporting and details
Built for calm financial check-ins.
Chip In gives couples a shared language for bills, income, spending categories, recurring transactions, settlements, and what needs attention next.
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