Connected accounts and clean transaction review
Bring synced and manual activity into one timeline, then search, review, and classify transactions before they become shared expenses.
Everything couples need to manage shared spending.
Chip In brings account syncing, transaction review, recurring bills, partner collaboration, settlement tracking, reporting, and AI into one connected workflow.
Feature-rich, not complicated See the couples workflow
New: Enriched Investments
Plaid holdings, supercharged with live market intelligence.
Enriched Investments layers Financial Modeling Prep market data over your synced Plaid holdings, turning raw positions into a real portfolio cockpit. See performance, allocation, the day's movers, and exactly how trustworthy every quote is.
It is built for fast check-ins and deep dives alike, with a hero view that surfaces total market value, unrealized gain or loss, day change, cost basis, and an estimated value trendline at a glance.
Portfolio performance
Estimated value, cost basis, and gain/loss charted over your chosen range, with movers called out automatically.
Allocation breakdowns
Weigh exposure by symbol, sector, industry, and account so concentration risk is obvious.
Per-symbol drilldown
Candlestick, line, area, baseline, and volume charts plus a live quote panel for any ticker you hold.
Data quality you can trust
FMP match rate, stale quote and history checks, and unmatched-security reasons keep the numbers honest.
- Refresh quotes, profiles, and historical bars on demand from Financial Modeling Prep.
- Compare holdings normalized to 100 and watch composition shift over time.
- Top and worst movers, day-range volatility heatmaps, and exportable detail grids.
Recurring bills, income, and subscriptions
Track repeat activity and understand upcoming money movement so bills, subscriptions, and paydays do not feel like surprises.
Payday and cash-flow planning
See what is due before payday, what income is expected next, and how the next month may unfold.
Settlements that stay accountable
Track who paid, who owes, how the expense was settled, and keep a clean record when shared payments need to be revisited.
A complete workflow
From account connection to shared clarity.
Each part of Chip In is designed to support a real couple workflow, not just a ledger.
Step 1
Connect and monitor accounts
Use institution overview and account update tools to keep connected finance data current.
Step 2
Review transactions
Search and filter activity so both everyday purchases and edge cases are easy to find.
Step 3
Share with intent
Decide which expenses to share and split them by income or a custom percentage. Pay easily with Venmo or Cash App.
Step 4
Settle fairly
Keep the payment trail visible and reversible when plans change.
Step 5
Plan what is next
Use recurring details, upcoming expenses, and income views to prepare before money moves.
Step 6
Ask better questions
Use Chip In Intelligence to summarize, compare, explain, and export financial insights.
Reporting and details
Built for calm financial check-ins.
Chip In gives couples a shared language for bills, income, spending categories, recurring transactions, settlements, and what needs attention next.
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