Shared clarity without forced full visibility.

Chip In helps couples decide what belongs together, split it fairly, settle it transparently, and preserve personal privacy along the way.

Designed for partnership
Partner sharing experience in Chip In Partner sharing experience in Chip In

Private by default

Personal accounts and transactions stay personal unless you choose to share them.

Split your way

Use equal splits, percentages, exact amounts, and context that both partners can understand.

Settle cleanly

Track settlement status, payment method, and reversals when plans change.

Stay aligned

Use notifications and email preferences to keep important financial moments visible.

Settlement details for a shared expense in Chip In Settlement details for a shared expense in Chip In
Less friction, better conversations

Make the money conversation specific.

Instead of trying to remember who paid for what, Chip In keeps the shared context attached to each transaction, request, and settlement.

  • Review synced transactions before sharing them.
  • Track shared expenses and settlement status in one place.
  • Use notifications to avoid missed requests or stale account links.
  • Keep records reversible when a split or payment needs to change.
Web plus mobile

Built for quick moments and bigger money talks.

Use the mobile app when a purchase happens and the web app when you want to review, plan, and talk through the bigger picture together.

On the go

Capture, review, and share transactions from your phone.

At home

Use web dashboards for weekly check-ins and planning sessions.

Chip In mobile app Chip In mobile app
Email and app alerts

Stay close to what needs attention.

Chip In helps couples notice stale institution links, settlement activity, important account updates, and shared finance moments before they become stressful. Email alerts can also be triggered by low balances, lapsed subscriptions, large transactions, and upcoming bills or subscriptions. Whether on the go or at home, we have you covered with important financial moments.

Email preferences for Chip In notifications Email preferences for Chip In notifications

Email alerts

Choose which alerts should reach your inbox.

Low balance

Get warned before a balance creates stress.

Large transaction

Notice unusual spending when it happens.

Upcoming bills

Prepare for subscriptions and due dates.

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