Shared clarity without forced full visibility.
Chip In helps couples decide what belongs together, split it fairly, settle it transparently, and preserve personal privacy along the way.
Designed for partnership

Private by default
Personal accounts and transactions stay personal unless you choose to share them.
Split your way
Use equal splits, percentages, exact amounts, and context that both partners can understand.
Settle cleanly
Track settlement status, payment method, and reversals when plans change.
Stay aligned
Use notifications and email preferences to keep important financial moments visible.

Make the money conversation specific.
Instead of trying to remember who paid for what, Chip In keeps the shared context attached to each transaction, request, and settlement.
- Review synced transactions before sharing them.
- Track shared expenses and settlement status in one place.
- Use notifications to avoid missed requests or stale account links.
- Keep records reversible when a split or payment needs to change.
Built for quick moments and bigger money talks.
Use the mobile app when a purchase happens and the web app when you want to review, plan, and talk through the bigger picture together.
On the go
Capture, review, and share transactions from your phone.
At home
Use web dashboards for weekly check-ins and planning sessions.

Stay close to what needs attention.
Chip In helps couples notice stale institution links, settlement activity, important account updates, and shared finance moments before they become stressful. Email alerts can also be triggered by low balances, lapsed subscriptions, large transactions, and upcoming bills or subscriptions. Whether on the go or at home, we have you covered with important financial moments.

Email alerts
Choose which alerts should reach your inbox.
Low balance
Get warned before a balance creates stress.
Large transaction
Notice unusual spending when it happens.
Upcoming bills
Prepare for subscriptions and due dates.

