Grounded AI for real household money decisions.
Ask practical questions about spending, recurring bills, cash flow, shared transactions, and financial patterns with answers derived explicitly from your financial data, narrowed by advanced AI driven database queries. Even ask questions related to you and your shared partner accounts!
- AI requests are saved so insights stay available after the chat ends.
- Move responses between web and mobile, then continue where you left off. Even saving tables and charts.
- Self-healing database grounding uses SQL pre-flight and validation checks, retrying low-confidence or invalid queries through resilient AI workflows.
- Export answers to PDF, Excel, Image, and CSV formats for sharing or planning. Available on both web and mobile platforms.
Text, charts, tables, and suggestions shaped from your refined financial data, narrowed by advanced AI driven database queries. Filtered and governed.
AI that starts with your financial reality.
Chip In Intelligence is designed around the questions couples actually ask when they review spending together.
Ask in plain English
Use natural questions about spending, categories, income, bills, and shared activity. For both you and what your parnter wishes to share.
Grounded in context
Responses are shaped from "your" financial data, narrowed, refined, providing exact context. Zero hallucination.
Keep conversation history
Return to previous money questions and continue the conversation when needed. Like or Dislike to help us improve.
Export useful answers
Save insights as files you can review, share, or bring into a planning session. Export to all popular formats.
Move from vague advice to specific next steps.
Chip In Intelligence lets you ask in natural language and get advanced reasoning with full conversation context, multi-modal tables, charts, and exportable answers.
Ask about income, expenses, subscriptions, balances, manual transactions, savings opportunities, outliers, health and wellness spending, and more.
What you can ask
- Summarize spending changes across recent periods.
- Explain recurring activity and upcoming obligations.
- Summarize account balances and trends.
- Understand your entire shared history between you and your partner.
- Find large transactions, outliers, and categories that need attention.
- Compare income, expenses, subscriptions, balances, and manual transactions.
- Get savings ideas based on real patterns instead of generic advice.
- Export answers to PDF, image, or CSV-friendly Excel formats.
Partner Artificial Intelligence
Mention your partner, spouse, or their name, and Chip In understands that you want shared finances included in the reasoning and context.
- Ask about splits, sharing, and settlement history.
- Compare your spending patterns with your partner's.
- Support calm, data-backed couple money conversations.
Keep your financial questions organized.
AI chat history helps you revisit previous prompts, search past conversations, and keep track of the insights that mattered during a planning session.
When you continue a saved conversation, Chip In injects the full prompt history, response history, and structured data history, including charts and tables, so the next answer understands where you left off.
- Search AI history to find previous questions, answers, comparisons, and exported insights.
- Pick up where you left off with full conversation and structured response context.
- Manage saved conversations and delete the ones you no longer need.
- Like helpful responses so the experience can learn what worked.
- Dislike weak responses and help Chip In monitor feedback to improve AI quality over time.
Export insights when they need to leave the chat.
Turn an AI answer into a PDF, image, or spreadsheet-friendly export so couples can save a record, compare notes, or plan offline.
Create a clean document for review.
Image
Capture a visual summary.
Excel
Move structured insights into a workbook.
History
Keep useful context available later.
Make your next money conversation more useful.
Use Chip In Intelligence to understand what changed, what is coming, and what deserves attention.
Explore the full product