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Home THE LATEST FROM CHIP IN

New possibilities.
Same team. You two.

A little more clarity. A little less checking. Explore the newest ways we're making money feel more connected.

Chip In 4.0 · Our biggest release

More intelligence.
Less on your mind.

Our most feature-packed release yet. Chip In 4.0 does the thinking before you open the app: a daily Smart Signals feed ranked by urgency, an AI tab that writes the questions worth asking from your own data, Recurring rebuilt around what's due before payday, Needs Review with one-tap AI category fixes, a Dividends tab, credit-cycle insights, and an Accounts dashboard rebuilt top to bottom. Every area reimagined, in light and dark.

Explore Chip In 4.0 See it in motion

Made for iPhone · Light and dark · Your sharing choices

4 100+ NEW FEATURES. REAL SCREENS. LIGHT AND DARK.

Smart Signals · ranked for you

AI tab · questions written from your data

Recurring Pulse · due before payday

Needs Review · swipe, fix, done

Accounts · every account, one directory

Dividends · your investment income

Payoff Outlook · your debt-free date

Split Intelligence · learned from you two

New
Smart Signals feed
AI suggestions
Recurring, rebuilt
Dividends

Suggested for you · AI writtenBills first, then both of youFixed costs per month · Settle up with Susie

Payday in 7 days$4,934 available after bills11 recurring charges · $2,301 · expecting $5,349

Eight screens from 4.0, as they ship · Real screens

Web · Sharing

Share any expense. Settle it in one tap. Web to mobile.

Split any purchase with your partner, pay each other through Venmo, Cash App, cash, or check, let Auto Split handle the recurring bills, and let Split Intelligence suggest the ratio you actually use. Every dashboard, chart, and ledger, on the web and in the app, always in sync.

Explore Share & Settle Up Explore the screenshots

Web app · Light and dark · Included in every plan

Share & Settle Up

Web · Investments

Plaid holdings, supercharged with live market intelligence.

Financial Modeling Prep market data layered over your synced Plaid holdings. Performance, allocation, the day's movers, per-symbol drilldowns, and exactly how trustworthy every quote is, on a screen big enough to think.

Explore Enriched Investments Explore the screenshots

Web app · Light and dark · Included in every plan

Enriched Investments

Web · Liabilities

Every debt, payment, and due date in one accountable view.

Credit cards, mortgages, and student loans together: total debt, credit utilization, required payments, and exactly what is coming due next, with a gauge, a payment chart, and a timeline that keep you ahead of minimums.

Explore Liabilities Explore the screenshots

Web app · Light and dark · Included in every plan

Liabilities

Web · Accounts

See every account, balance, trend, and category in one calm view.

Connected banks, credit cards, liabilities, and manual accounts become a single financial cockpit: net worth over time, account rollups, money breakdowns by category, and institution details, so both partners talk from the same source of truth.

Explore Accounts Command Center Explore the screenshots

Web app · Light and dark · Included in every plan

Accounts Command Center

Services · Working behind the scenes

Less checking. More peace of mind.

A heads-up before a bill. Context when your portfolio moves. Shared expenses that take care of themselves. Chip In keeps an eye on the details, so you can get on with your day.

Explore Email Alerts & Automation Explore email examples

In-app + email alerts · Configured by you