Card Spend Alerts
Every card. One budget.
Your card knows its limit. It doesn't know your budget. Set one spending limit across the credit cards you choose, with posted and pending charges in one clear picture.
Meet Card Spend Alerts.
A quick look at the little details that make a big difference.
Play on your terms. No autoplay. The silent tour includes on-screen text; the other versions add sound effects.
Read the tour overview
Your card knows its limit. It doesn't know your budget. Set one spending limit across the credit cards you choose, with posted and pending charges in one clear picture.
- Every card. One budget. Keep the rewards strategy. Lose the blind spot. Purchases across your selected credit cards roll into one spending limit.
- A nudge, not a notification storm. Get one alert per threshold per period, with 75%, 90%, and 100% as defaults. Customize the thresholds and add optional reminders every $N over your limit.
- Budget on what you've committed. For example, $850 posted plus $120 pending means $970 committed. Pending charges count when reported by your issuer; a posted-only note makes missing pending data clear.
- Chase the points. Keep the budget. Use the card that suits the purchase without losing sight of your combined spending. You choose exactly which cards contribute.
- Your month, your way. Choose the cards, set a limit, and pick your alerts. Use a calendar month or a custom start day that matches your statement or pay cycle.
- Honest to the dollar. Refunds reduce the total. Card payments and transfers never count. Limits are re-evaluated after bank sync, with an hourly backstop.
See what makes it different.
Every card. One budget.
Keep the rewards strategy. Lose the blind spot. Purchases across your selected credit cards roll into one spending limit.
Make it work your way.
- Choose the credit cards you want to count. Debit and other accounts stay out.
- Set your limit and choose a calendar month or a custom start day in your time zone.
- Pick your thresholds and optional reminders every $N beyond your limit. Follow progress and alert history in Liabilities.
Your money. A little more connected.
Explore Card Spend Alerts in Chip In and make your preferences your own.
Chip In aggregates your accounts and sends notifications you configure. Totals depend on the data your financial institution provides; pending charges may not be available for every card. Chip In does not change your issuer's credit limits. Illustrative alerts and figures shown.